This test is all about answers, not questions.

Questions about conversion?

If you have questions about credit score model conversion or implementation, please submit them here. We'll respond directly.

Let's go to the video.

Watch a series of webinars that details how to convert and implement a credit-scoring model.

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Get all the details.

Read a white paper on the more predictive ability of VantageScore 3.0.

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Question - Challenge - Test - Prove

Take the VantageScore Challenge—and validate whether you're relying on the right credit scoring model.

Consumer behaviors are evolving. The market keeps changing. Which is why it's never been more important to know you can trust a consistently accurate credit scoring model. Like VantageScore 3.0, with greater predictive accuracy based on post-recession consumer data from the three national credit reporting companies. Validate us—and see how we compare with your current model!

Contact your CRC representative to start testing us today.

Equifax

Call 1-888-202-4025
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Experian

Call 1-888-414-1120
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TransUnion

Call 1-866-922-2100
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Model acceptance

Many of the nation’s top lenders, including national and regional banking institutions, credit unions, mortgage companies and credit card issuers, use the VantageScore model.

The ultimate indicator of thorough regulatory recognition is the thousands of lenders, including seven of the top 10 financial institutions, that have successfully implemented the VantageScore model and are using it today in their businesses. The model has been implemented under the watchful eyes of regulators across all major credit categories.

Click here for more info, including details on secondary market adoption and VantageScore integration into industry platforms.

Regulator recognition

Since the launch of the VantageScore model in 2006, regulators have regularly proclaimed the importance of protecting choice in the credit score marketplace. Regulators that have recognized the VantageScore model include:

  • Consumer Financial Protection Bureau
  • Department of Housing and Urban Development
  • Federal Housing Administration
  • Federal Housing Finance Agency
  • Federal Reserve Board
  • Federal Trade Commission
  • National Credit Union Administration
  • Office of the Comptroller of the Currency
  • Securities and Exchange Commission

Click here for more details on regulatory recognition.

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